Senior Product Manager, Financial Risk in Toronto

Build something people love. Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $155 billion in assets under administration.

About the team: The Financial Risk team is responsible for protecting Wealthsimple and its clients from fraud while enabling safe, fast, and scalable money movement. We own the Decision Platform — a real-time rules engine that processes streaming data to make fraud decisions across every major payment rail — as well as the tooling and automations that power fraud investigation workflows, transaction decisioning, account restrictions, and deposit holds.

About the role: This is a platform PM role with a dual mandate: prevent fraud by building and tuning real-time interventions and decision rules, and enable fraud investigations by building automations and tooling that make our fraud operations team faster and more effective. You'll own a broad surface area — from the streaming decision engine that blocks fraudulent withdrawals in milliseconds, to the case management system that routes alerts to investigators, to the restriction and suspension frameworks that protect compromised accounts.

What you'll do:

• Own the product vision and strategy for the Financial Risk platform, balancing fraud prevention with client experience.
• Drive the roadmap for the Decision Platform, our real-time rules engine that evaluates fraud risk across withdrawals, deposits, e-transfers, crypto transactions, and cheque deposits.
• Build and improve fraud investigation tooling and automations that help our fraud operations team investigate and resolve cases faster.
• Define and evolve the restriction and mitigation framework that enables the right response to fraud signals.
• Operate as a platform PM, designing extensible APIs, decision schemas, and integration patterns.
• Partner deeply with Fraud and Data Science teams on fraud model integration and fraud rule development.
• Own key risk metrics and use data to drive prioritization.
• Break down complex infrastructure projects into discrete phases that deliver value incrementally.

Skills you bring:

• 6-8+ years of product management experience with significant depth in fraud, risk, or trust & safety.
• Experience operating as a platform PM.
• Strong technical fluency.
• Comfort with breadth across various domains.
• Data-driven decision making.
• Experience working with fraud operations teams.
• A shipping mentality.
• Strong communication skills.
• Ability to work independently.

Why Wealthsimple?

• Top-tier health benefits and life insurance.
• Long-term group savings with employer match.
• 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year.
• Employee resource groups.
• We are a hybrid team with over 1,500 employees across North America.

Inclusion Statement: We’re building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We’re committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process.