Senior Private Banker in Toronto

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line Of Business: TD Wealth

Pay Details: $96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

Job Description:

Department Overview: TD Wealth, Private Wealth Management provides high-net worth & ultra-high-net worth clients with holistic discovery and planning towards customized wealth advice and solutions. As part of TD Wealth Private Wealth Management, Private banking specializes in offering tailored banking solutions and Credit Management to affluent HNW & UHNW clients. Our Senior Private Bankers support everyday banking transactions and personal credit management.

This role is accountable for onboarding and managing relationships and providing personalized financial services, with a significant focus on credit solutions to HNW and UHNW clients. This role provides HNW/UHNW clients with day-to-day banking and credit needs in a high touch engagement model; bringing in experts from other parts of Wealth and the Bank to support a client's overall financial plans and needs.

Accountabilities:

• Receive and act upon Retail prospect referrals and triage to PWM home of best fit based on initial discovery.
• Perform in-depth discovery sessions with clients to understand their financial goals objectives and identify franchising opportunities across Wealth and/or other Bank channels.
• Perform/complete all onboarding, banking activities, transactions and high complexity credit solutions.
• Conduct frequent proactive client follow-ups to ensure client expectations are being met in alignment with their unique complex financial needs and plans.
• Promote and offer full suite of products, advice, services, banking and credit capabilities.
• Analyze credit and underwriting requests by ensuring adjudication in accordance with assigned discretionary limits and established guidelines.
• Contribute to the achievement of business objectives by proactively attracting, acquiring and retaining customers and identifying sales opportunities and referrals.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Keep current on emerging trends or developments and grow knowledge of the business, related tools and techniques.
• Act as a brand champion for your business area/function and the bank, both internally and/or externally.

Educational Requirements:

• Post-Secondary or Undergraduate degree (in related field) preferred and/or 5+ years relevant experience.
• Completion of Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC).
• Completion of the Personal Financial Planner (PFP) or Certified Financial Planner (CFP) designation within 36 months from start date.
• Professional designations such as the Certified Retirement Specialist (CRS), Chartered Strategic Wealth Professional (CSWP), Chartered Investment Manager (CIM), Trust & Estate Practitioner (TEP) are desirable.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

Our Total Rewards Package:

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Colleague Development:

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Training & Onboarding:

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process:

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation:

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.