At a Glance
- Tasks: Lead risk assessment and shape innovative banking solutions in a dynamic environment.
- Company: Join TD Securities, a leader in capital markets with a focus on innovation.
- Benefits: Competitive salary, health benefits, career development, and flexible work options.
- Other info: Opportunities for growth and mentorship in a supportive workplace.
- Why this job: Make a real impact in transaction banking while collaborating with industry experts.
- Qualifications: 5+ years in transaction banking or related fields; strong analytical and communication skills.
The predicted salary is between 150000 - 160000 $ per year.
Work Location: Toronto, Ontario, Canada
Hours: 37.5
Line Of Business: TD Securities
Pay Details: $150,000 - $160,000 CAD
This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.
Job Description:
GTB comprises three business lines: Trade & Working Capital ("TWC"), Corporate Cash Management ("CCM"), and Financial Institutions ("FI"), which are underpinned by dedicated support functions, including GTB Risk, Product Management, Client Solutions, Data & Analytics, and Deposit Portfolio Management.
Global Transaction Banking is undergoing a multi-year digital transformation focused on delivering scalable, innovative payment, liquidity, treasury, and receivables solutions for corporate and financial institution clients. This transformation presents a unique opportunity to shape the future of transaction banking while working alongside industry-leading professionals across TD.
Role Overview:
The Vice President will join GTB Risk, a first-line function embedded within the GTB business, working directly with Origination, Product and other business teams to evaluate and shape complex transactions, products and strategic initiatives. The role combines commercial judgement, transaction structuring expertise, and independent risk challenge.
The successful candidate will partner with GTB teams and other relevant stakeholders to assess risks across GTB products, business initiatives and transaction structures. They will identify material risks early and develop practical solutions that support client needs, while remaining aligned with TD’s risk appetite and legal, regulatory and control requirements. Alongside transaction review, the role will contribute to broader assessments of GTB’s risk framework and business activities.
Key Accountabilities:
- Partner with Origination, Product, and other GTB teams to assess and shape products, strategic initiatives, client solutions, and transactions from early design through execution.
- Assess the commercial and risk implications of legal documentation, regulatory requirements, and market practices, working with Legal and Compliance and translating complex issues into clear and actionable business recommendations.
- Review and shape complex transaction structures and non-standard documentation, identify material risks, and evaluate structural alternatives, risk allocation, and mitigants to develop practical, commercially workable solutions with Legal and other partners.
- Support credit requests, annual reviews, non-standard requests, and bespoke client needs, assessing alignment with applicable policies and risk appetite.
- Assess the impact of emerging legal, regulatory, geopolitical, and market developments on GTB's products, transactions, and risk profile, identifying cross-product themes and emerging exposures.
- Develop and maintain GTB risk policies, frameworks, playbooks, and guidance that support sound risk management and efficient business execution.
- Advise on framework exceptions, balancing commercial objectives with risk considerations.
- Advise senior stakeholders on material risk matters, influence business and transaction outcomes, and support sound risk-based decisions.
- Exercise sound judgement in escalating material risks, policy deviations, control concerns, and matters outside established risk frameworks.
- Promote consistent risk practices across GTB and strengthen team capabilities by sharing transaction, product, and risk expertise.
What You Bring:
- Five or more years of relevant experience originating, structuring, executing, or advising on complex transactions, products, or client solutions within a financial institution or law firm.
- Strong understanding of one or more GTB products or business areas, or relevant experience in similar financing structures.
- Experience assessing transaction structures, legal documentation, risk frameworks, policies, or regulatory requirements and translating complex issues into clear, commercially focused recommendations.
- Strong analytical skills and commercial judgement, with the ability to assess legal, regulatory, credit, operational, and reputational considerations and develop workable alternatives.
- Demonstrated ability to work with Origination, Product, Legal, Credit, Operations, and other stakeholders to evaluate alternatives, resolve issues, and influence sound business and risk decisions.
- Excellent communication skills, with the ability to explain complex matters clearly and provide constructive challenge to stakeholders.
- Proven ability to manage multiple priorities and balance transaction demands with broader business and risk priorities.
- A law degree, MBA, CFA, accounting designation, or other relevant professional qualification is considered an asset.
Who We Are:
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.
Our Total Rewards Package:
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.
Colleague Development:
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
Training & Onboarding:
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process:
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation:
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
Vice President, GTB Risk, Global Transaction Banking in Toronto employer: TD Securities Inc.
TD Securities is an exceptional employer that fosters a collaborative and innovative work culture, making it an ideal place for Mergers and Acquisitions Associates to thrive. Located in the vibrant city of Toronto, employees benefit from extensive professional development opportunities, mentorship from industry leaders, and a commitment to work-life balance. Join a dynamic team where your contributions are valued, and you can accelerate your finance career while working on impactful projects with diverse clients.
