At a Glance
- Tasks: Design and improve credit risk models while leading innovative projects.
- Company: Join Desjardins, a leader in innovative financing solutions.
- Benefits: Enjoy competitive salary, flexible vacation, and comprehensive health coverage.
- Other info: Hybrid work environment with opportunities for professional growth.
- Why this job: Make a real impact on credit decision-making and risk management.
- Qualifications: Bachelor’s degree in relevant field and 6+ years of experience.
The predicted salary is between 90000 - 110000 $ per year.
The Data Valorization Department develops, monitors and maintains our credit risk models so that we can offer innovative financing products to our members and clients while ensuring Desjardins’s long-term viability. As an experienced Credit Risk Modelling Data Scientist, you help meet the organization’s needs for risk quantification and credit decision-making, as well as the development and maintenance of models and the understanding of member and client behaviours and credit habits. You lead practitioners on projects that develop and use credit models for the institution’s business activities.
Your initiatives require extensive, in-depth knowledge of credit risk, current standards and regulations, and advanced statistical knowledge. You serve as a data use specialist advisor and subject matter expert for practitioners, as well as a resource person and coach for the team. You interact with a wide range of individuals working in related areas of expertise to understand and communicate issues and influence decision-making.
More specifically, you will be required to:
- Design, use and improve mathematical models for risk management and prepare associated documentation diligently
- Ensure alignment and balance between business needs, risk management, and compliance with requirements and best practices
- Lead or contribute to projects, initiatives or activities in your field of expertise
- Serve as a specialist in your field of expertise for units in the organization and practitioners. Adapt information for different target audiences to make it easier to understand and, where applicable, support decision-making
- Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.
What we offer:
- Competitive salary and annual bonus
- 4 weeks of flexible vacation starting in the first year
- Defined benefit pension plan that provides predictable, stable income throughout retirement
- Group insurance including telemedicine
- Reimbursement of health and wellness expenses and telework equipment
Benefits apply based on eligibility criteria.
What you bring to the table:
- Bachelor’s degree in math, statistics, economics, finance or a related field
- A minimum of six years of relevant experience
- Experience in credit risk management and quantification
Credit Risk Modelling Data Scientist in Montréal employer: Relevance
Desjardins est un employeur de choix, offrant un environnement de travail inclusif et dynamique au Bas-Saint-Laurent et en Gaspésie — Îles-de-la-Madeleine. Avec des avantages tels qu'un salaire concurrentiel, un régime de retraite à prestations déterminées et des opportunités de développement professionnel, nous valorisons le bien-être de nos employés tout en favorisant une culture de collaboration et d'engagement. Rejoindre notre équipe, c'est contribuer à un mouvement coopératif qui place les membres et clients au cœur de nos actions.
