At a Glance
- Tasks: Lead credit risk assessment for real estate clients and mentor team members.
- Company: Join RBC, a leading bank committed to innovation and community impact.
- Benefits: Flexible work arrangements, leadership development, and a supportive team culture.
- Other info: Collaborative environment with opportunities for professional growth.
- Why this job: Make a lasting impact on enterprise risk strategy while growing your career.
- Qualifications: 5+ years in real estate finance and strong analytical skills required.
The predicted salary is between 118800 - 145200 $ per year.
GRM Commercial & Wholesale Credit Risk provides independent risk assessment and adjudication for RBC's large corporate clients. In this Director role, you will be responsible for overseeing a portfolio of accounts including clients across the Capital Markets and Corporate Client Group business lines. You will mentor team members, drive process improvements, and provide senior-level risk decisioning that balances client credit needs with RBC's risk objectives.
What will you do?
- Lead oversight, monitoring and approval of complex credit requests for a portfolio of real estate clients
- Deliver credit recommendations with clear rationale to senior stakeholders and business leadership
- Build and maintain close relationships with key internal stakeholders, including front-line credit originators
- Lead enterprise projects to enhance internal risk frameworks and processes
- Monitor borrower and industry performance through continuous oversight of financial information, regulatory changes, and real estate market dynamics
- Provide coaching and development support to junior team members, championing a culture of high performance, responsiveness and continuous improvement
What do you need to succeed?
Must-Haves
- 5+ years experience in real estate (financing, valuation, assessment, etc.), corporate lending, credit structuring, and/or finance
- Comprehensive understanding of financial statements with experience in complex financial analysis and credit decisioning
- Advanced communication and presentation skills, including a proven ability to articulate recommendations to senior stakeholders
- Analytical and strategic mindset with the ability to identify emerging risks and develop forward-looking recommendations
- Proven ability to manage multiple competing priorities, navigate ambiguity, and resolve complex issues
- Ability to lead collaboratively across functions to develop effective solutions and strategic recommendations
Nice-to-Haves
- Completed MBA and/or post-graduate degree, CPA and/or CFA
- Experience with online research tools (CoStar, Green Street, Capital IQ, S&P/Moody's/Fitch ratings)
- Understanding of financial institution risk policies and governance frameworks
- Prior team leadership or supervisory experience in credit risk or related functions
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A leadership role in a team-oriented environment with a focus on learning and development. Leaders who support your development through coaching and strategic opportunities. Ability to make a difference and lasting impact on enterprise risk strategy. RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Manager.
Job Skills
- Accounting
- Finance
- Commercial Loan Review
- Confidentiality
- Credit Analysis
- Credit Risks
- Detail-Oriented
- Finance
- Financial Analysis
- Financial Statement Analysis
- Risk Management
- Risk Strategies
Director, GRM Commercial & Wholesale Credit in Toronto employer: RBC
RBC is an exceptional employer that fosters a dynamic and inclusive work culture, where innovation thrives and employees are empowered to grow. As a Senior Director in Toronto, you will lead a talented team in developing cutting-edge AI solutions that transform the banking experience for millions, while enjoying comprehensive benefits, professional development opportunities, and a commitment to community impact. Join us to be part of a collaborative environment that values diverse perspectives and champions your success.
