Commercial Claims Field Appraiser, Property Large Loss – Southern GTA in Mississauga

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model. Possibility to purchase up to 5 extra days off per year. Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more. Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life). Salary range (but not limited to): 118,700 - 145,100. Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 15%. As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

About the role: We’re looking for a Commercial Claims Field Appraiser, Property Large Loss to join our growing team! Workplace Telecommuting (some regions could be favored). As a Commercial Claims Field Appraiser on our Property Large Loss, you will assess complex commercial property losses, prepare detailed reconstruction estimates, oversee repair budgets and timelines, and collaborate with contractors, adjusters and other stakeholders on claims generally exceeding $1M.

What you’ll do here:

• Provide detailed scope of damage for commercial losses with exposures in excess of $1M
• Analyze damage and create rebuild or reconstruction estimates, inclusive of identification and contingency factors
• Prepare tender documents and participate in the detailed analysis of bid packages, verifying accuracy, proposed timelines and scheduling
• Collaborate with the adjusting team to identify mitigation opportunities, and separate covered and uncovered costs
• Provide a detailed review of contractor invoices, supporting documentation, and recommendations for progress payments
• Oversee repair process to ensure timelines and budgets are met while tracking changes to ensure budget accuracy
• Responsible for time and materials oversight and cost negotiations, such as equipment, hourly rates, profit/overhead and economies of scale
• Assist with customer escalations
• Calculate ACV and RCV efficiently
• Dissect overlapping costs and responsibilities in multi-party losses
• Investigate and assess bylaw and code upgrade requirements
• Work with multiple stakeholders to identify potential risks, hazards, and trends, feedback and learning opportunities
• Mentor and guide regional appraisers to support succession planning
• Leverage your expertise in a creative, continuous improvement environment to support a model of best practice operations

What you bring to the table:

• Diploma in building appraisal and/or a relevant combination of education and experience
• Ten years of appraisal experience with a focus on large commercial losses
• Excellent knowledge of the Xactimate estimating software
• Extensive technical and practical knowledge of restoration of commercial construction
• Critical thinking and curiosity when approaching complex problems in time-sensitive situations
• Effective communication that enhances favorable business relationships and provides guidance to clients
• A knack for solving challenges while being able to gather information, evaluate scenarios and negotiate toward a solution
• Adapt to changing needs with optimism, flexibility, and agility
• Impeccable planning and organization skills that can establish an effective strategy
• Strong collaboration skills with a keen inclination to mentor and coach
• Appropriate knowledge of all relevant regulatory and code requirements
• Travel regularly as needed
• Have a valid driver's license and a good driving record.
• Bilingualism (French/English) is an asset

We are an equal opportunity employer. At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.