Job Description:
Job Requirements
Role/Job Title:
Wealth Specialist
Department:
Wealth Management> Sales
Job Purpose:
IDFC FIRST Bank is seeking a highly motivated and experienced Investment Portfolio Counsellor. As a leading financial institution, we are committed to providing our clients with the best investment solutions and services. We are looking for a dynamic individual who is passionate about wealth managementand has a strong understanding of the financial market.
Key Roles & Responsibilities
A. Investment & Portfolio Management
- Review and analyse clients’ existing portfolios to ensure alignment with risk profile, investment horizon, and changing market conditions
- Support branch teams in conducting structured portfolio reviews and investment discussions with clients.
- Recommend portfolio rebalancing and tactical investment actions in line with market outlook and approved bank investment frameworks
- Drive sustainable AUM growth through structured advisory, portfolio activation, and deepening of existing client relationships.
- Support cross-sell and up-sell of approved wealth and investment products, ensuring suitability and long-term value creation.
- Identify dormant or under-invested client portfolios and work with RMs to improve engagement and investment penetration.
- Contribute to revenue growth while maintaining strong advisory quality metrics.
B. RM & Branch Enablement
- Partner closely with branch and PBG RMs, VRMs, and branch teams to strengthen investment conversations and client engagement.
- Support RMs in client acquisition, relationship deepening, and wallet share enhancement through robust investment solutioning.
- Participate in joint client meetings, investment clinics, and branch-level initiatives to drive wealth business outcomes.
- Act as the primary investment support for the frontline teams within allocated geography/portfolio.
C. Product & Market Expertise
- Maintain deep understanding of IDFC FIRST Bank’s wealth product suite including mutual funds, LAS, PMS, AIFs, fixed income, insurance, and alternates (as applicable).
- Stay updated on market trends, economic indicators, regulatory developments, and internal investment views.
- Translate investment research and market insights into actionable client-level recommendations.
D. Compliance, Quality & Governance
- Ensure strict adherence to regulatory guidelines, internal policies, and IDFC FIRST Bank’s ethical advisory standards.
- Maintain high levels of process hygiene, documentation accuracy, and audit readiness.
- Support resolution of compliance observations and proactively mitigate advisory and operational risks.
- Embed a customer-first, transparent, and suitability-driven advisory approach always.
E. Customer Experience & Relationship Management
- Enhance overall client experience by enabling informed, timely, and consistent investment engagement.
- Support resolution of client queries related to portfolio performance, products, and investment execution.
- Work with RMs to strengthen client retention and long-term trust.
F. MIS & Performance Discipline
- Maintain accurate records of client interactions, portfolio reviews, and investment recommendations.
- Track and monitor key business parameters such as AUM movement, product mix, and advisory quality metrics.
- Support management reporting and review forums.
Education Qualifications:
- Post Graduation: Any (MBA / Finance preferred)
- Mandatory / Preferred Certifications: AMFI, NISM (as applicable), CFP / CFA preferred
Work Experience:
Relevant Work Experience
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Wealth Specialist - Wealth Management employer: Idfc First Bank Limited
As a Territory Manager at our bank, you will thrive in a dynamic work culture that prioritizes employee growth and development. We offer competitive benefits, including professional training programs and opportunities for career advancement, all while fostering a collaborative environment that values integrity and compliance. Located in a vibrant community, our team is dedicated to making a meaningful impact in the financial services sector, ensuring both personal and professional fulfillment.
