Use credit analysis and financial verification to assess residential borrowers; assigned hours, location, and remote eligibility are confirmed during recruitment.
This Mortgage Underwriter role focuses on evidence-based assessment of borrower repayment capacity and application risk. HR Service Jobs seeks someone comfortable interpreting credit reports, bank statements, tax documents, employment records, and property information. The position requires accurate decisions, organized records, professional communication, and adherence to responsible lending controls.
Key Responsibilities:
- Analyze credit reports, repayment histories, balances, and commitments
- Assess income stability, employment continuity, and affordability
- Review valuations, purchase prices, loan amounts, and collateral risk
- Request missing information and monitor outstanding conditions
- Document decisions, findings, exceptions, and supporting evidence
Requirements:
- Financial analysis skills and understanding of lending principles
- Experience reviewing borrower income, credit histories, and property documents
- Familiarity with residential mortgage products and affordability calculations
- Ability to use loan origination and credit assessment platforms
- Clear communication, sound judgment, organization, and ethical standards
Bring credit evaluation, affordability analysis, and careful documentation skills to residential mortgage underwriting with HR Service Jobs.
Residential Mortgage Credit Analyst employer: HR Service Jobs
At HR Service Jobs, we pride ourselves on being an exceptional employer that champions a flexible and inclusive remote work culture. Our commitment to employee growth is evident through comprehensive professional development opportunities and a supportive environment where your contributions directly influence our people strategy. Join us to be part of a dynamic team that values innovation and collaboration, all while enjoying the benefits of a competitive salary and a healthy work-life balance.
