Merchant underwriting drives this Credit Risk Analyst role at Helcim, where Calgary-based hybrid work combines financial review, judgment, and clear communication.
You will assess businesses before and throughout their relationship with Helcim, reviewing financial statements, credit reports, and corporate registrations. Your decisions cover credit alongside compliance, regulatory, fraud, financial, and operational risk. You will also communicate terms and outcomes to business owners while working with a four-person risk team.
Key Responsibilities:
- Review merchant financial statements, credit reports, and registrations
- Monitor portfolio trends through scheduled and rolling underwriting
- Gather documents and clarify financial information with owners
- Structure credit terms that let merchants grow
- Identify complex cases and provide risk-tool feedback
Requirements:
- Two or more years in commercial credit, underwriting, or portfolio management
- Skill reading statements and understanding business models
- Ability to decide when research should end
- Empathy when explaining declined or deferred credit
- Strong work ethic and comfort learning continuously
Bring merchant underwriting experience, financial statement analysis, and empathetic decision-making to Helcim's Calgary credit risk team.
Merchant Underwriting Risk Analyst in Calgary employer: Helcim Inc.
At Helcim, we pride ourselves on being an exceptional employer that fosters a collaborative and inclusive work environment in our Calgary office. Our commitment to employee growth is evident through our focus on coaching and developing talent, while our hybrid work model enhances team cohesion and communication. With a culture that champions resilience, transparency, and accountability, we empower our employees to take ownership of their work and drive meaningful impact in the tech industry.
