Bilingual Funding & Closing Specialist in Toronto

The Bilingual Funding & Closing Specialist is responsible for managing the funding and closing of conventional bridge and construction mortgage loans from commitment through funding and post-closing completion.

This is a new position.

Key Responsibilities

• Own and coordinate the funding and closing of conventional bridge and construction loans, ensuring all required documentation is complete, all conditions precedent are satisfied (or otherwise approved in writing) and funding deadlines are met.
• Review commitment letters, due diligence materials, LOIs, and closing checklists to confirm all conditions precedent have been satisfied prior to funding; maintain supporting evidence and the definitive closing checklist.
• Coordinate with team members, legal counsel, insurance consultants, borrowers, brokers, quantity surveyors, and other third-party professionals to facilitate timely loan closings, and provide clear status updates, ownership and deadlines for outstanding items.
• Coordinate closing with applicable investor/funding partners, third-party servicers, and deliver required documents within established timelines.
• Prepare a closing-readiness and funding recommendation, identify all exceptions or outstanding items, and obtain the required approvals before funds are released.

The role does not independently waive conditions or approve exceptions unless expressly authorized.

• For construction loans and subsequent advances, review applicable quantity surveyor reporting, evidence of required equity, cost-to-complete information and advance-specific conditions, and coordinate resolution of deficiencies before funding.
• Support continuous improvement initiatives by identifying opportunities to streamline funding processes, enhance documentation standards, and improve operational efficiency.

Qualifications

• Bilingual (French/English) is required.
• Minimum 5 years of progressively responsible commercial mortgage funding and closing experience, with the ability to independently manage multiple transactions simultaneously from commitment through funding.
• Demonstrated hands-on experience closing commercial mortgage loans is required; experience with both bridge and construction loans is strongly preferred.
• Strong working knowledge of commercial mortgage documentation, AML and funding/closing processes, and closing deliverables.
• Familiarity with commercial real estate documentation, including third party reports, legal documentation, and quantity surveyor reports, with the ability to identify closing implications and escalation material issues.
• Strong attention to detail with the ability to identify discrepancies and ensure documentation accuracy.
• Exceptional organizational and time management skills with the ability to manage multiple transactions while meeting tight deadlines.

About Harbour Mortgage Corp.

Harbour Mortgage Corp. is a private commercial mortgage lender providing first, second, construction, bridge, mezzanine and CMHC loans on income producing properties and development projects.

Harbour has originated and funded over $9 billion in real estate debt transactions in all major markets across Canada with annual volumes in excess of $1 billion.

Harbour Mortgage Corp. currently administers approximately $2.0 billion in mortgage investments.

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