At a Glance
- Tasks: Analyze data to support credit risk management and drive strategic decisions.
- Company: Join goeasy, one of Canada's fastest-growing companies with a vibrant culture.
- Benefits: Enjoy competitive salary, RRSP matching, employee discounts, and flexible work options.
- Other info: Dynamic workplace with opportunities for personal and professional growth.
- Why this job: Make a real impact in financial empowerment while growing your career.
- Qualifications: Strong analytical skills and experience with statistical tools like SAS and SQL.
The predicted salary is between 130995 - 160105 $ per year.
Join one of Canada’s fastest-growing companies and be part of something extraordinary – welcome to goeasy! At goeasy, our people and culture are at the heart of everything we do. We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures, Canada’s Top Growing Companies, and the TSX30. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams.
goeasy Ltd. is seeking a Senior Risk Analyst to join our Risk and Analytics team. This role will leverage strong analytical and problem-solving capabilities to support credit risk management, portfolio monitoring and data-driven decision-making. Reporting to the Senior Manager, Risk and Analytics, the Senior Risk Analyst will help develop, implement and enhance risk strategies, analytics, monitoring and controls that support sound credit risk management and profitable growth.
What will you be doing?
- Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels.
- Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections.
- Perform analysis leading to credit strategy optimization, including customer risk segmentation development.
- Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns.
- Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio.
- Monitor and maintain a comprehensive set of reports to identify delinquency and charge off trends.
- Conduct sensitivity and scenario analyses to understand the impact of exogenous factors on delinquency and charge off levels.
- Provide an objective assessment of the risk profile and performance of the easyfinancial portfolio.
What experience do you have?
- Strong knowledge of quantitative methodologies, risk models and tools.
- Strong technical knowledge of statistical analysis, modeling techniques.
- University Degree in Statistics, Mathematics or a related discipline (advanced degree is desired).
- Superior analytical skills – demonstrated ability to understand complex problems and detect trends.
- Possess a solid understanding of data extraction/mining/modeling tools including SAS and SQL.
- 2+ years’ experience as an analyst or in a similar position.
- Able to convey complex information and concepts in understandable terms.
- Flexibility to adapt to an evolving environment with shifting priorities.
We offer a Flexible Work Program that provides you the ability to work three days onsite per week, from our Mississauga office. Compensation ranges from $79,750.00 to $93,500.00 CAD (includes base salary and bonus).
Why should you work for goeasy?
- RRSP matching and Employee Share Purchase Plan programs.
- Annual bonus that rewards your hard work and dedication.
- Employee discounts on furniture, electronics, and appliances.
- Company-paid volunteer days to give back to the community.
- Access 24/7 healthcare with Virtual Doctor Appointments.
- Personalize your benefits with a flexible modular benefits package.
- Exclusive access to our on-site private gym at our head office.
- Tuition Assistance Program.
- Company Matched Charitable Donations.
- Internal development training programs and platforms.
- Enjoy a state-of-the-art office space with perks like a games room and a healthy snack program.
At goeasy, we believe that we can only be the best when people are able to bring their best selves to work every day. goeasy is committed to an inclusive, equitable and accessible workplace. As an equal opportunity employer, we are committed to providing accommodations to help us remove barriers so that you can participate throughout the interview process.
All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.
Senior Risk Analyst employer: goeasy Ltd
At goeasy, we pride ourselves on being a top employer in Canada, offering a vibrant work culture that prioritizes employee growth and well-being. With flexible work arrangements from our Mississauga office, competitive financial benefits, and a commitment to diversity and inclusion, we empower our team members to thrive both personally and professionally. Join us to be part of a dynamic environment where your contributions are valued and you can make a meaningful impact on the lives of everyday Canadians.
