Manager, Underwriting & Valuations Strategy Analyst Lead in Toronto

Join to apply for the Manager, Underwriting & Valuations Strategy Analyst Lead role at Capital One, located at 161 Bay Street, Toronto, Ontario.

About Capital One Canada: For over 20 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!

About The Team: The Underwriting & Valuations team consists of Strategy Analysts and Data Scientists who come together to build our models and policies which lead to our underwriting outcomes. This team collaborates with our best in class Credit Risk Management group to create robust analysis and implement credit-based strategies.

About The Role: In this role, you will be the lead analyst responsible for determining the optimal underwriting strategy for your area of the business. You will perform complex analysis using model outputs and latest insights to determine and propose the winning strategy. You will present your recommendation and gain buy-in from leadership. You will function as the lead analyst among a group of analysts, responsible for the teams’ most complex problems and guiding junior analysts across the team.

Your Responsibilities:

• You will be the lead analyst in one of the areas of underwriting and valuations, such as new applications or credit limit increases.
• You will have oversight of the most complex pieces of analysis in the area, including completing the analysis yourself and guiding the junior analysts on the team.
• You will create and present the recommendations to senior leadership and gain buy-in to proceed with strategies, which you will then implement, monitor and continue to improve as your strategy evolves.
• As the lead of your area, you will determine the strategic roadmap of the team and collaborate across the underwriting and valuations team to lead the change.
• You will use technical analytical skills (such as SQL and Python) to complete the analysis.

Basic Qualifications:

• At least 5 years of experience, with an established history of leveraging analytical skills to effectively influence strategic decisions.
• A bachelor’s degree or higher.
• Experience working in a team environment, with a strong ability to collaborate effectively with others.
• Experience in coding (e.g. complete SQL scripts, Python notebooks) and presenting analytical information through slides and memos.

Preferred Qualifications:

• Experience in underwriting and valuations with a basic understanding of credit card or other loan-based underwriting.

Working at Capital One: Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.

Equal Opportunity Employer: Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.