At a Glance
- Tasks: Underwrite mortgage loans and deliver top-notch customer service remotely.
- Company: Join Canada Guaranty, a leading Canadian mortgage insurer with a supportive culture.
- Benefits: Enjoy competitive salary, health benefits, retirement plans, and flexible work options.
- Other info: Recognized as one of Canada's Best Workplaces with excellent career growth opportunities.
- Why this job: Make a real difference in helping Canadians achieve homeownership while working from anywhere.
- Qualifications: Bilingual in French and English with 2+ years of mortgage underwriting experience.
The predicted salary is between 75000 - 85000 $ per year.
Full-time Regular Quebec - Remote, Remote, QC, CA
Salary Range: $75,000.00 To $85,000.00 Annually
Who We Are
Canada Guaranty is a privately held Canadian mortgage insurer, established in 2010 following the acquisition of AIG United Guaranty Mortgage Insurance Company Canada by the Ontario Teachers' Pension Plan and National Mortgage Guaranty Holdings Inc. As a proudly Canadian company, we are committed to service excellence and helping Canadians achieve successful, long-term homeownership. Our mortgage solutions help protect lenders and investors from losses related to borrower default and foreclosure while ensuring Canadians are provided with greater access to affordable and sustainable homeownership. Canada Guaranty's performance-driven culture thrives on accountability, collaboration, and supportive teamwork. If you're a dedicated team player with a strong track record of excellence, we can't wait to hear from you!
About The Opportunity
Canada Guaranty is currently seeking multiple fully remote, bilingual (French and English) Quebec-based Mortgage Underwriters to support our partners in Eastern Canada. Ideal candidates have previous mortgage underwriting experience, effective communication and problem-solving skills, and a passion for delivering superior customer service.
Please Note: Underwriters work shifts which will vary from time to time. Our National Underwriting Centre operates Monday – Friday, 8am – 8pm, and Saturdays from 10am – 6pm (all times EST).
In this role, you will:
- Underwrite mortgage insurance loans, exercising appropriate judgment and authority in interpreting the company's credit risk policy
- Escalate any exceptions or high-risk files with recommendations to Management
- Underwrite loans within parameters of the established client service level agreements
- Deliver superior customer service through telephone and electronic communication with mortgage and lending customers
- Effectively negotiate and resolve customer conflicts while adhering to the company's risk management objectives
- Assist in developing and building strategic lender relationships, and inform management of any business trends that may impact customer relationships
- Adhere to the company's expectations of underwriter productivity, quality, and data integrity
Essential Qualifications
- Excellent proficiency of French (native language or bilingual in French and English, both spoken and written). In addition to French, the person must have sufficient proficiency in English, as the job involves interacting and collaborating with people including clients who speak English, locally or elsewhere in Canada.
- 2+ years of mortgage underwriting experience with a strong background in credit analysis (NOTE: Less experience will be considered for junior positions on a case-by-case basis)
- Previous experience reviewing and interpreting tax returns and financial statements
- Demonstrated communication and problem-solving skills
- Effective analytical skills with attention to detail
- Proficiency with, and adaptability to, various underwriting system applications
- Proven ability to work within a fast-paced and time-sensitive environment while demonstrating superior customer service
What We Offer You
Canada Guaranty is proudly recognized by the Great Place to Work® Institute as one of the Best WorkplacesTM in Canada – 100-999 Employees (2025, 2026). We are also honoured to be recognized as among the Best WorkplacesTM in Financial Services & Insurance (2024, 2025), Best WorkplacesTM in Ontario (2024, 2025), Best WorkplacesTM for Mental Wellness (2025), Best WorkplacesTM for Inclusion (2025), Best WorkplacesTM for Women (2025, 2026), and Best WorkplacesTM with the Most Trusted Executive Teams (2025, 2026). Join us and see why!
We offer a comprehensive total rewards package, including competitive compensation, company-matched retirement programs, health and dental coverage, flexible work options, and a friendly, inclusive, and supportive culture.
Accommodation Notice
Canada Guaranty is committed to fostering an equitable, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we serve and work alongside. Candidates may request accommodation at any point during the interview process.
Bilingual (EN/FR) Mortgage Underwriter – Remote in Moncton employer: Canada Guaranty Mortgage Insurance Company
Canada Guaranty Mortgage Insurance Company is an exceptional employer that values its employees by offering a fully remote work environment, allowing for flexibility and work-life balance. With a strong commitment to professional development, employees have access to ongoing training and growth opportunities, all while being part of a supportive team culture that prioritizes collaboration and superior customer service. Located in Quebec, our company fosters a diverse and inclusive workplace where bilingual candidates can thrive and make a meaningful impact in the mortgage industry.
Contact Details:
Canada Guaranty Mortgage Insurance Company Recruitment Team
