At a Glance
- Tasks: Conduct in-depth investigations on high-risk customers to combat financial crime.
- Company: Join BMO, a leader in financial services with a commitment to making a difference.
- Benefits: Competitive salary, health insurance, tuition reimbursement, and retirement savings plans.
- Other info: Dynamic team environment with opportunities for growth and professional development.
- Why this job: Make a real impact in the fight against money laundering and financial crime.
- Qualifications: 3-5 years of AML experience and strong analytical skills required.
The predicted salary is between 45000 - 100000 $ per year.
The Senior Investigator, High Risk Team, AML FIU (Anti-Money Laundering Financial Intelligence Unit) is responsible for conducting comprehensive reviews of higher-risk customers and complex relationships to identify and assess potential financial crime and money laundering risks. The role applies sound judgment, critical thinking, and knowledge of AML requirements to evaluate customer information, transactional activity, and other relevant risk factors.
Key responsibilities include:
- Conduct thorough AML investigations and enhanced due diligence reviews involving higher-risk customers and complex relationships.
- Analyze customer profiles, ownership structures, expected activity, transactional patterns, and supporting documentation to identify potential AML risks or concerns.
- Assess information from internal and external sources and clearly document investigative findings, rationale, and recommendations.
- Identify unusual or potentially suspicious activity and escalate as necessary.
- Complete assigned investigations accurately and within established service-level expectations.
- Prepare clear, concise, and well-supported case documentation that demonstrates sound investigative reasoning and supports the recommended outcome.
- Collaborate with internal partners and stakeholders to obtain information, resolve gaps, and support effective risk-based decision-making.
- Provide guidance and knowledge sharing to investigators and contribute to consistent investigative practices across the team.
- Identify emerging trends, recurring issues, and opportunities to strengthen investigative processes and controls.
- Maintain a strong understanding of evolving AML requirements, financial crime typologies, and internal policies and procedures.
- Support a culture of accountability, quality, collaboration, and continuous improvement.
Qualifications:
- Typically, between 3-5 years of relevant experience and a post-secondary degree in related field of study or an equivalent combination of education and experience.
- Strong AML investigation and enhanced due diligence experience.
- Demonstrated analytical and investigative skills.
- Ability to assess complex information and make sound risk-based recommendations; strong written and verbal communication skills; excellent attention to detail.
- The ability to manage multiple priorities in a deadline-driven environment.
Senior Investigator, High Risk Team, Anti-Money Laundering Financial Intelligence Unit in Toronto employer: BMO Financial Group
BMO is an exceptional employer that fosters a culture of respect, collaboration, and innovation, making it an ideal place for a Senior Compliance Manager to thrive. With comprehensive benefits including health insurance, tuition reimbursement, and retirement savings plans, employees are supported in their professional growth and well-being. The dynamic work environment in downtown Toronto not only offers access to a vibrant city life but also provides ample opportunities for networking and career advancement within a globally recognized financial institution.
