Business Associate / Manager – Credit Administration Team in Markham

We are seeking detail-oriented and motivated professionals to join our

Credit Administration Team within the Risk Management Department at Bank of China (Canada).

This opportunity is open to candidates at the

Business Associate, Assistant Manager, or Manager level , depending on qualifications, relevant experience, and demonstrated capabilities.

The successful candidate will support the Bank's credit administration operations, including loan processing, credit documentation review, collateral management, credit file maintenance, and internal controls.

Candidates at the management level will also be responsible for overseeing daily operations, providing team guidance, and supporting process improvements.

What You Will Do

• Credit Administration & Loan Processing
• Review credit documentation and loan transactions to ensure compliance with approved credit terms, internal policies, and procedures.
• Verify that all required conditions precedent are fulfilled before loan disbursement or credit limit activation.
• Review and validate credit facility agreements, contract limit applications, and credit adjustments.
• Support loan processing activities, including drawdowns, repayments, prepayments, and loan settlements.
• Collateral & Credit File Management
• Review and maintain collateral and security records to ensure accuracy, completeness, and compliance.
• Manage physical and electronic credit files, ensuring proper documentation, classification, and record maintenance.
• Monitor credit limits, collateral status, and outstanding documentation requirements.
• Support credit-related reporting and data management activities.
• Ensure credit administration activities comply with established internal controls, policies, and procedures.
• Prepare and review operational reports and provide relevant data to internal stakeholders.
• Identify operational issues and support improvements to credit administration processes.
• Collaborate with relationship managers and other departments to ensure accurate and timely processing.
• Additional Responsibilities for Assistant Manager / Manager Level
• Oversee daily credit administration activities and coordinate team workflows.
• Review and authorize credit administration transactions within delegated authority.
• Provide guidance, training, and supervision to team members.
• Monitor operational risks and ensure adherence to internal control requirements.
• Support internal and external audits, regulatory compliance, and process improvements.
• Work closely with department management to improve operational efficiency and service quality.
• What We Are Looking For

Education & Experience

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum 1-5 years of banking or financial services experience; previous team management experience is an asset.
• Experience in credit administration, loan operations, collateral management, or related banking functions is an asset.

Skills & Qualifications

• Knowledge of banking credit products, loan documentation, and credit administration processes.
• Strong analytical, organizational, and problem-solving skills with excellent attention to detail.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong communication and interpersonal skills, with the ability to collaborate across departments.
• Proficiency in Microsoft Office applications, including Excel, Word, and Power Point.
• Familiarity with credit management systems and banking operational procedures is an asset.
• For management-level candidates, demonstrated leadership, decision-making, and team coordination skills are expected.

Why Join Us?

At Bank of China (Canada), you will have the opportunity to contribute to essential banking operations, collaborate with experienced professionals, and further develop your expertise in credit administration and risk management.

The position level will be determined based on the successful candidate's experience, qualifications, and suitability for the role.

We welcome applications from qualified candidates interested in growing their careers with us.

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